Protect Your Home with Confidence

Home Insurance in Irving, TX: Protect Your Greatest Investment

Identity Theft Protection

Affordable Coverage from 100+ Insurance Carriers

Your home is more than a building: it’s where life happens. At Pioneer Insurance & Tax Services, we help homeowners in Irving and across DFW find comprehensive, affordable coverage that protects your property, your belongings, and your family’s financial future.

As an independent agency with access to 100+ carriers, we compare policies side-by-side to find the right fit for your home: not just the lowest premium.

WHY PIONEER

Why Irving Homeowners Choose Pioneer Insurance & Tax

100+ Carrier Comparison

We find you the best rate without sacrificing coverage

Customizable Policies

We tailor coverage to your home's age, size, and location

Bundle Savings

Save more when you combine home and auto insurance

Claims Guidance

We're here to help if you ever need to file a claim

Local Expertise

We understand the Texas market and Irving-area risks

COVERAGE

What Your Home Insurance Policy Covers

Dwelling Protection

Covers the physical structure of your home: walls, roof, floors, and built-in appliances: against covered perils including fire, lightning, windstorms, hail, and vandalism. If your home is damaged, your dwelling coverage helps pay for repairs or rebuilding.

Personal Property Coverage

Protects your furniture, electronics, clothing, appliances, and other personal belongings if they're damaged, destroyed, or stolen. We can help you determine whether replacement-cost or actual-cash-value coverage is best for your situation.

Liability Protection

If a guest is injured on your property or you accidentally damage someone else's property, liability coverage pays for legal fees, medical expenses, and damages. It's one of the most overlooked: and most important: parts of your homeowners policy.

Additional Living Expenses (Loss of Use)

If your home becomes uninhabitable after a covered event: like a fire or major storm: this coverage pays for your temporary housing, meals, and other living expenses while repairs are underway.

Other Structures

Covers detached structures on your property like fences, sheds, garages, and carports: typically up to 10% of your dwelling coverage.

OPTIONAL ADD-ONS

Optional Coverage Endorsements

Flood Insurance

Standard policies don't cover flooding; we can help you add this through the NFIP or private carriers

Scheduled Personal Property

Extra protection for high-value items like jewelry, art, firearms, or musical instruments

Water Backup Coverage

Protects against sewer or drain backup damage

Identity Theft Protectio

Becoming increasingly common on home insurance policies

Get a Free Home Insurance Quote in Irving, TX

Don’t leave your home underinsured. Contact Pioneer Insurance & Tax Services today and let us build a homeowners policy that gives you real protection at a price you can afford.