Your truck is your livelihood. Protecting it with the right insurance isn’t optional: it’s essential. At Pioneer Insurance & Tax Services, we specialize in commercial trucking insurance for owner-operators, independent contractors, and fleet operators across Texas and beyond.
We work with carriers that understand the trucking industry, so you get coverage built for the road: not just the parking lot.
Federally required for all commercial carriers operating on public roads. Primary liability covers bodily injury and property damage to third parties in the event of an accident. Our carriers offer limits that meet or exceed FMCSA requirements for all cargo types.
Covers repair or replacement of your truck and trailer after a collision, rollover, or non-collision event (fire, theft, vandalism). Protect the asset that makes your income possible.
Your cargo is your customer's cargo. Motor truck cargo insurance protects the freight you're hauling against damage, theft, or loss during transit. Coverage varies by commodity: we'll match you with the right policy for what you haul.
Texas has a high rate of uninsured drivers. This coverage steps in to protect you when the at-fault driver doesn't have insurance: or doesn't have enough: covering your medical expenses and vehicle damage.
Covers accidents and incidents that occur outside of the operation of your vehicle: at a loading dock, a customer's property, or a rest area. Essential for owner-operators working under contract.
An alternative to workers' compensation for independent owner-operators. Covers medical expenses, disability, and accidental death if you're injured on the job.
We understand DOT requirements, FMCSA regulations, and the realities of life on the road
Access to multiple trucking-specialty carriers
We know you can't afford delays when a load is waiting
We help new truckers get properly insured from day one
Don’t risk your rig, your cargo, or your livelihood with inadequate coverage. Call Pioneer Insurance & Tax Services today and get a truckers insurance quote that fits your operation.
Protecting families and businesses across Irving and DFW with honest advice, competitive coverage, and genuine care.
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1612 S BROADWAY ST SUITE 102 CARROLLTON TX 75006
Monday - Saturday
9 AM - 6 PM
